ALBA LEASING S.P.A.

ALBA LEASING S.P.A. was established to address a clear gap in the European leasing market: the absence of a specialist provider that combines institutional-grade structuring expertise with genuine responsiveness to SME clients. From our inception, we chose to focus exclusively on asset-based finance, believing that deep specialisation produces better outcomes for clients than broad generalist banking. Over the years, our portfolio has grown to encompass equipment, vehicles, machinery, and commercial real estate across multiple industry sectors, from manufacturing and logistics to healthcare and professional services. Our underwriting philosophy is built on understanding the income-generating capacity of the asset being financed and the operational context of the business, rather than applying rigid financial ratio thresholds. This approach has enabled us to support businesses at critical growth inflection points when conventional lenders were unable to respond quickly or flexibly enough. ALBA LEASING S.P.A. operates with a team of finance professionals who have backgrounds spanning commercial banking, structured finance, and industry operations, giving us the ability to speak our clients' language. We are headquartered in Europe and structured as an independent finance company, which means our credit decisions are made internally without external committee delays. Every client relationship is managed through a named relationship manager who maintains continuity from origination through to lease maturity. We are committed to operating transparently, pricing fairly, and delivering the kind of service that turns first-time clients into long-term partners. Our work is guided by a simple belief: when businesses have reliable access to the assets they need, they grow — and our growth follows naturally from theirs.